Health Care Reform

Protecting you and your family from the unexpected

Sometimes little things happen, sometimes big things do. Having a health plan gives you comfort, knowing that you’re ready for both. And you may be able to get financial help through a premium tax credit to pay for your health coverage.

Many people aren’t aware that, depending on their income, their premiums may be as low as $0 per month and they also may pay less when they see a doctor. All while not sacrificing quality of care.

More people than ever have access to health care because of the Affordable Care Act (also called “Obamacare”). You can, too. A health plan can help keep you and your family healthy. And it helps protects your wallet, especially if there’s an emergency or unexpected health concern.

Health insurance pays part of the cost of medical care when you need it. The monthly premium you pay gives you peace of mind knowing you may not be responsible for the whole bill if you need unexpected medical care. And after you meet your deductible, insurance pays a discounted rate of your medical care, including doctor and hospital visits, prescription drugs, tests and maternity care.

Most health plans have wellness services, like annual checkups, to help keep you healthy at no additional cost.

Our agents can check to see if you qualify for financial help through the Health Insurance Marketplace to help pay for your monthly premium. Most of our members do.

Most people are required to have health insurance as part of the Affordable Care Act’s individual mandate. The penalty dropped to $0 but could change year-over-year.

Click here to find a local agent who can answer all of your questions.