Frequently Asked Questions
Unfortunately, there are specific periods of time (Open Enrollment and Special Enrollment) during which you must buy health insurance. If you’ve missed Open Enrollment, you cannot buy an individual and family plan, unless you qualify for a Special Enrollment Period. You may be able to buy short-term health insurance to offer you some coverage until it’s time for an enrollment period.
In 2022, under the federal American Rescue Act, people with a household income less than 150% of the federal poverty level may qualify to enroll in Marketplace coverage at any time. The effective date of your coverage will depend on the month and day you enroll.