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Life insurance is vital to giving loved ones a secure future in the event something unexpected should happen. Through our affiliate, Florida Combined Life, we offer LifeEssentialsSM life insurance products with affordable premiums and flexible option designed to provide security and peace of mind.

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Our life insurance policies

Basic Group Term Life

A term life policy with a death benefit and an accelerated living benefit that pays out 100% to the beneficiary in event of death regardless of cause and a portion to the insured employee should he or she become terminally ill. This plan includes a waiver of premium in the event the insured employee becomes disabled. There is no buildup of cash value in this plan.

Supplemental Group Term Life

This plan provides additional protection to the Basic Term Life plan. Employees can apply a percentage of their combined Basic and Supplemental Term Life insurance amounts if diagnosed with a terminal condition. Dependent coverage is not available on a supplemental basis.

Voluntary Group Term Life

Voluntary Group Term Life gives employees the option for high amounts of term life insurance protection at a reasonable cost plus accelerated living benefits. In certain circumstances, employees can continue their coverage for themselves and their insured dependents when they change jobs.

Dependent Group Term Life

Dependent Group Term Life insurance gives employees the option of term life for their spouses or unmarried children. This is available for up to 50% of an employee’s Basic Term Life. In the event of tragedy, benefits are paid regardless of time or cause of death.

Want more information about our life insurance products?

Contact your local agent to learn about all of our life insurance plans and about Accidental Death & Dismemberment (AD&D) and Loss of Sight plans available.

Life insurance is offered by Florida Combined Life Insurance Company, Inc., an affiliate of Blue Cross and Blue Shield of Florida, D/B/A Florida Blue. These companies are Independent Licensees of the Blue Cross and Blue Shield Association.
FB EMP PROD 006 NF 122021