Our employer supplemental insurance products
- Pays cash directly to the employee
- Can be used for medical and non-medical expenses
- Paid in addition to other insurance they may have
- Available for individuals, spouses, and dependent children
- Policy is guaranteed renewable as long as premiums are paid on time
An accident can be disruptive to daily life, physically, emotionally, and financially. Whether your employee, their spouse, or covered dependents suffer an injury from a sports activity or do something as simple as fall off a bike, accident coverage will ensure they and their family are prepared for the unexpected, giving them peace of mind. A wellness benefit is included for covered preventive tests.
The last thing your employees should worry about when dealing with a serious medical condition is money. Whether it’s a stroke, a heart attack, or even cancer, USAble Life’s Critical Illness plan provides lump-sum payments directly to your employees when a covered critical illness is diagnosed, adding an additional layer of financial protection.
The costs associated with a prolonged hospital stay can be overwhelming when unprepared. Bills can pile up quickly and linger for years, leaving a lasting effect on everyone in the household. USAble Life’s Hospital Confinement plan offers an additional layer of financial protection and pays your employee to help cover a variety of expenses in the event of a hospital stay.
* Group Supplemental Insurance Coverage is available for mid- and large-sized businesses with 51 or more employees.
Florida Blue is an Independent Licensee of the Blue Cross and Blue Shield Association. Supplemental, Life, and Disability products are offered by USAble Life. USAble Life is an independent company and operates separately from Florida Blue.
The ancillary insurance benefits discussed herein are offered in separate policies.
This is a brief description of USAble Life’s ancillary Insurance coverage. This is not an insurance policy. The ancillary insurance policies discussed herein have exclusions, limitations, benefit reductions, and other terms governing renewability and termination. For costs and complete details of coverage, please contact your Florida Blue Representative.
THE ANCILLARY INSURANCE BENEFITS DISCUSSED HEREIN ARE LIMITED POLICIES. ACCIDENT COVERAGE PROVIDES ACCIDENT ONLY BENEFITS. CRITICAL ILLNESS COVERAGE PROVIDES BENEFITS FOR SPECIFIED ILLNESSES ONLY. HOSPITAL CONFINEMENT COVERAGE PROVIDES BENEFITS FOR HOSPITAL CONFINEMENT ONLY.