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Sometimes a visit to your local Florida Blue Center is more than worth your time. Here's a great story of helping member's save money using the Florida Blue Center
Mr. B stopped in the Winter Park Florida Blue Center after he learned he had a basal cell cancer spot on his nose. (Basal cell carcinoma is the most common form of skin cancer, accounting for more than 90% of all U.S. skin cancer cases.) He explained to Ellen Smith, R.N., a Center care consultant, that his doctor had arranged outpatient surgery at a local hospital to remove the spot. Sounds like a good plan, right?
Not so fast...
Ellen Smith, RN was delighted to assist Mr. B
Mr. B. explained to Ellen that he was shocked when the hospital called to schedule his pre-op appointment and was told he'd have to pay $5,000 because he had not yet met his $7,500 deductible. So, not only was he nervous about having a cancerous spot removed, he was also wondering how he was going to pay for it!
So, Ellen sat with Mr. B., reviewed his benefits and confirmed which providers were in his plan’s network
. But, unfortunately, he indeed had not met his $7,500 deductible. Now what?
Mr. B. wondered out loud, "Would a doctor do this procedure in his office?"
Bingo! His off-the-cuff remark set Ellen and Mr. B. in a different direction with a set of new questions, including asking in-network provider dermatologists and plastic surgeons about doing basal cell carcinoma surgery as an outpatient, that is, an overnight stay in a hospital is not required.
Sure enough, armed with a list of providers, he and Ellen found doctor who could do the procedure in his office at a significant savings without sacrificing quality of care. In fact, Mr. B. saved more than $2,100 by asking a lot of questions and searching for a provider who could provide a less costly alternative in a non-hospital setting.
Today Mr. B. is pleased he stopped by his local Florida Blue Center and benefited from the expertise and personal attention Ellen provided. Find a Florida Blue Center near you
. Or when you log in at floridablue.com
, see if you can save money by comparing providers by clicking Compare Medical Costs.
Be sure to tell us about your valuable experiences while visiting your local Center by writing your comments below. We want to know how much you saved!