Your health care hurricane checklist: Everything you need before, during, and after the storm

June 04, 2026

Hurricane season runs June 1 through November 30. Whether a storm is days away or making landfall, being prepared can make a real difference for your health. Use this checklist to make sure you and your loved ones are ready for whatever the season brings.

Prepare before a storm

Make a medication list

Write down all your medications, dosages, and prescribing doctors; keep this list with your important documents. Include your health insurance card, important medical documents, and serial numbers for any medical devices — all stored somewhere safe and dry.

Build a medical contact list

Make sure you have phone numbers for your primary care doctor, any specialists, your pharmacy, and other health care facilities you rely on. Having these written down, not just saved in your phone, means you can share them in an emergency and you’re not relying on a charged device to find them.

Check and restock your first aid kit

Go through your kit before storm season and replace anything expired. A well-stocked kit should include antihistamines, ace bandages, antibiotic cream, anesthetic spray, exam gloves, tweezers, non-adhesive pads, and adhesive tape. Sunscreen, aloe, and bug repellant are also useful during and after a storm.

When a storm is approaching

Protect your medications and supplies

Store all medications and medical supplies in a waterproof, airtight container. If you take insulin or another medication that requires refrigeration, make sure you have ice available in case you lose power and check with your doctor or pharmacist ahead of time about safe storage options during an outage.

Refill medications and restock medical supplies

Aim to have at least a two-week supply of all medications on hand. During a state of emergency, Florida Blue allows early refills on non-controlled maintenance medications — up to a 30-day supply. Stock extra supplies you use regularly, like blood testing strips or oxygen. Controlled substances like opioids and stimulants have different rules, so plan ahead with your pharmacy.

Reschedule non-emergency appointments

If you have routine or non-emergency appointments coming up during the storm window, contact your doctor’s office ahead of time to reschedule. Offices may close or have limited availability and rescheduling early means one less thing to worry about.

Once the storm passes

Know how to find care when it's hard to get out

Your primary care doctor is your best first step — they know your health history and may offer virtual visits during or after the storm. If they’re unavailable, call us at the number on the back of your member ID card. We can help you get the care or medications you need.

Out-of-network care is covered in emergencies

If evacuation or road closures cut you off from your usual providers, you may be able to see an out-of-network provider at in-network rates. Don't let concerns about coverage keep you from getting the care you need. If you have questions, call the number on the back of your member ID card and we'll work through it with you.

Get emotional support — it's included in your plan

Storms are stressful, and it's normal to feel anxious, overwhelmed, or grief-stricken. Florida Blue members have access to a bilingual 24/7 support line through Lucet* at 1-866-287-9569. You can also reach a Florida Blue Center community specialist for help finding food, water, transportation, and financial assistance by stopping by a Center or calling 1-877-352-5830.

Keep this checklist somewhere easy to find, and if there is a hurricane or disaster, you can find additional hurricane tips on our BlueAnswers page. A little preparation now means fewer worries when a storm is on the way.

* Florida Blue contracts with Lucet to provide behavioral health services.