Florida Blue Medicare has Medicare Advantage plans to meet your health care coverage needs.
Florida Blue Medicare HMO Plans
Looking for a Medicare plan that saves you money? If you prefer having one doctor to coordinate your care with specialists and other healthcare providers, one of our Medicare Advantage HMO plans could be a great choice for you.
Factors that play into your Medicare Advantage plan costs:
Deductible - The amount you pay before Florida Blue Medicare begins to pay its share of the cost. Some MA plans have a separate drug deductible before they start to pay for your prescriptions.
Copay - A flat dollar amount (for example, $10) you pay each time you receive care or fill a drug.
Coinsurance - A percentage (for example, 10%) you pay for your care or drugs after you meet your deductible.
Premium - A fixed, monthly amount you pay for your MA plan coverage. Many Florida Blue Part C plans have a $0 premium.
Out-of-pocket maximum - The most you pay for covered health care services during your plan’s calendar year. All of your Medicare-covered expenses go toward this maximum.