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Health insurance helps you get the care you need and protects you from surprise medical costs. We offer affordable health plans that meet your needs. Our plans include preventive care to keep you well, personalized care to help you manage ongoing health conditions, and support to guide you through the health care system.
Health insurance helps you get the care you need and protects you from surprise medical costs. We offer affordable health plans that meet your needs. Our plans include preventive care to keep you well, personalized care to help you manage ongoing health conditions, and support to guide you through the health care system.
Most insurance companies are for-profit and focus on making money for their investors. We’re different. Being part of a not-for-profit mutual holding company, we work hard to live out our mission of helping people and communities achieve better health.
Research shows that up to 80% of health is shaped by the environment, including your support system, nutrition, and where you live.1 That’s why we invest in keeping communities healthy by supporting food banks, mental health programs, and more.
We continue working to improve the health care experience by making it simpler, faster, and more affordable. Most claims are approved quickly and at a rate that far exceeds the industry average.2 In fact, 90% are approved on the first review.3
Learn about claimsWe continue working to improve the health care experience by making it simpler, faster, and more affordable. Most claims are approved quickly and at a rate that far exceeds the industry average.2 In fact, 90% are approved on the first review.3
Learn about claimsFlorida Blue uses Artificial Intelligence (AI), overseen by experts, to speed up many pre-approvals, with an average response time for those of just seconds. And while we may use AI for approvals, we never use it for denials.
Learn moreFlorida Blue uses Artificial Intelligence (AI), overseen by experts, to speed up many pre-approvals, with an average response time for those of just seconds. And while we may use AI for approvals, we never use it for denials.
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Health insurance can be confusing. Your local Florida Blue Center has a team of service consultants you can speak to in person. They can answer your questions, offer advice and resources, and help you to get the most out of your health plan.
Our top priorities are to keep health care easy to access and as affordable as possible. We regularly negotiate with hospitals, doctors, and outpatient facilities on your behalf to keep your health costs down so you can stay with your doctor at a price you can afford.
Florida Blue | Sanitas Medical Centers connect you to a more convenient care model that is focused on meeting your health needs. A dedicated Sanitas care team, led by a primary care doctor, provides primary care, mental health services, on-site labs, specialized care programs and more. And it’s all under one roof.
Find a locationFlorida Blue | Sanitas Medical Centers connect you to a more convenient care model that is focused on meeting your health needs. A dedicated Sanitas care team, led by a primary care doctor, provides primary care, mental health services, on-site labs, specialized care programs and more. And it’s all under one roof.
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We know that everyone has different health needs. Our preventive care includes annual yearly wellness visits, chronic health condition management, and nutrition classes to help you stay healthy. Our holistic care includes discounts on massage therapy, chiropractors, and more.
At Florida Blue, we're driven to deliver real health solutions.
We believe everyone deserves affordable, high-quality health care. That's why we won't stop working to make it a reality.
At Florida Blue, we're driven to deliver real health solutions.
We believe everyone deserves affordable, high-quality health care. That's why we won't stop working to make it a reality.
1Source: Institute for Clinical Systems Improvement, Going Beyond Clinical Walls: Solving Complex Problems (October 2014). Policies have limitations and exclusions. Premiums vary with the amount of benefits selected.
2KFF Claims Denials and Appeals in ACA Marketplace Plans in 2023
3Claims performance data is based on 2024 internal data
All medical care is provided by Sanitas Medical Center, an independent healthcare organization, serving Florida Blue (or other Blue Cross Blue Shield plans) members, Original Medicare patients, and self-pay patients.
Florida Blue is a trade name of Blue Cross and Blue Shield of Florida, Inc., an Independent Licensee of the Blue Cross and Blue Shield Association.