If you... Then...

Plan to retire at age 65 or are not working, and don't already receive social security

You can enroll in Medicare benefits

Already receive Social Security retirement, disability, or Railroad Retirement Board benefits

You'll be enrolled automatically in Medicare Parts A and B

Are currently covered by an employer-provided group health plan and plan to continue working past age 65

You can still enroll in Medicare – Talk to your human resources department before you enroll to ensure you’re making the best decision for you

Have coverage through your spouse’s employer and are over 65

You can enroll in Medicare benefits and maintain the coverage through your spouse’s employer

How Do You Enroll in Medicare?

Enrolling in Medicare Parts A and B

If you are already getting Social Security Retirement or disability (or Railroad Retirement benefits) when you turn 65:

  • You will be automatically enrolled in Medicare Parts A and B (Original Medicare).
  • You should get a “Welcome to Medicare” packet and Medicare card in the mail from Social Security Administration about 3 months before your 65th birthday.

If you are not yet collecting retirement benefits:

  • You need to contact Social Security to apply for Medicare.
  • It is best to apply 3 months before your 65th birthday. If you do not apply, you will not be enrolled in Medicare.

Three Ways to Apply for Medicare Parts A and B

Just a Phone Call Away


Visit Social Security's Website

Friendly Agents

By Phone

Call the Social Security Administration national customer hotline
At 1-800-722-1213

Florida Blue Centers

In Person

Visit Your Local Social Security Office

What You May Need

  • An original or certified copy of your birth certificate
  • Proof of United States citizenship or legal residency (if you weren’t born in the U.S.)
  • Any W-2 forms you have from the last two years
  • Your Social Security card or number

Have questions about Medicare?
Request a call from a licensed agent.

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We’re always happy to help you navigate Medicare

Just a Phone Call Away

Just a Phone Call Away

Call us for help or for any questions you have about your Medicare insurance plan needs.

TTY 1-800-955-8770

Friendly Agents

Friendly Agents

Let one of our licensed agents guide you through your Medicare plan options.

Find an Agent
Florida Blue Centers

Florida Blue Centers

Speak with a licensed agent about plans in person, talk with a nurse, or learn about healthy living.

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FBM PLN 004 F 082021
Last Updated: 08.27.2021