Wondering how to choose the right Medicare plan?

There are many things to look into when you’re shopping for Medicare plans. Ultimately, what matters is finding a plan that fits your lifestyle and meets your unique needs. We offer a variety of Medicare plans to help you pick the best plan for you.

How to Pick a Medicare Plan

Consider these factors when looking for the right Medicare plan.

Cost

What is the overall cost of the plan, from your monthly premium to out-of-pocket expenses like deductible, copayments, and coinsurance?

Benefits

Do you want a plan that offers extra benefits like vision, dental and hearing? Are you interested in fitness programs, ways to save money and wellness incentives?

Doctors and Hospital Choice

Do you want to be able to choose the doctors you prefer to see? Do you want a primary care physician (PCP) coordinating your care?

Prescription Drugs

Is a Medicare prescription drug plan provided? If you take regular prescriptions, are they on the formulary?

Travel

Do you travel often or have a home in another state? Do you need a larger provider network to cover you?

Convenience

Are providers who accept Medicare located nearby? Can you get prescription or specialty drugs through the mail?

Use our Online Provider Directory to see if your doctors and specialists are in-network.

Explore the types of Medicare plans available to you to help you make a confident decision.

Medicare Basics Guide

Medicare Basics Guide

Florida Blue provides the information you need to choose the Medicare plan that meets your needs and budget.

Medicare and You Guide

Medicare & You

U.S. government handbook on Medicare benefits, rights, and protections, available health plans and more.

When it comes to picking a Medicare plan, know that you have options to get the coverage you need.

Option 1:

Want to find a plan that best meets your specific needs? Consider selecting and purchasing different types of Medicare coverage.

Original Medicare Part A

In-patient hospital care or skilled nursing facility

No Premium*

*For most people receiving social security benefits

Original Medicare Part B

Covers doctor's visits plus many outpatient services

Monthly Premium

Medicare Part D

Covers prescription drugs

Cost varies by plan

Medicare Supplement (Medigap)

Helps pay out-of-pocket health expenses not covered by Parts A and B

Cost varies by plan

Option 2:

What if you could have everything Medicare offers rolled into one simple plan? It could be more convenient and efficient for you to choose a Medicare Advantage plan.

  • Medicare Part C

    Medicare Advantage Plan

    Cost varies by plan
    Can include additional benefits like dental, hearing, vision and prescription drugs (Part D)

Shop for Medicare plans in your area

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Last Updated: 10.01.2021
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