Medicare enrollment doesn’t automatically happen when you turn 65. You can enroll anytime during your Initial Enrollment Period (IEP).
Initial Enrollment Period (IEP)
- Starts 3 months before the month you turn 65
- Includes the month you turn 65
- Ends 3 months after the month you turn 65
We can help you enroll during your IEP so you can relax and enjoy extra savings and health and wellness benefits.
Avoid the Late Enrollment Penalty (LEP)
If you don’t enroll in Part B and Part D coverage when you’re first eligible, you may have to pay a late enrollment penalty. There are some special circumstances where you can enroll after 65. For example, if you’re still working and have group health insurance through your employer, you may be able to wait to enroll in Medicare.