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Log in to your account. Or call 1-844-396-2984

Prepare now: Get ahead of 2026 changes.

Important changes are coming to the Health Insurance Marketplace. Let a Florida Blue agent explain these changes and their impacts. Also, hear about the benefits a Florida Blue health plan offers, like:

Plans with low-cost monthly payments,¹ if you qualify
24/7 virtual visits for $0, on most plans
Access to a large selection of doctors, specialists, and hospitals

Call 1-855-295-8009

Chat with an agent Get a call back

Prepare now: Get ahead of 2026 changes coming to the Health Insurance Marketplace.

Let a Florida Blue agent explain these changes and their impacts. Hear about the benefits a Florida Blue health plan offers, like:

Plans with low-cost monthly payments,¹ if you qualify
24/7 virtual visits for $0, on most plans
Access to a large selection of doctors, specialists, and hospitals

Call 1-855-295-8009

Chat with an agent Get a call back

Open Enrollment for 2026 health plans starts on November 1, 2025.

Where are you on your 2026 health coverage journey?

woman looking at Florida Blue plan options on her phone

“I’m not sure where to begin to find the right health plan.”

We can help you every step of the way, starting with a free guide that explains the basics of health insurance.

Get started

woman in a leg cast talking to a Florida blue agent on the phone

“I’m looking for a plan that gives me more where it counts.”

Learn about the Florida Blue difference. Plus, prepare for 2026 with confidence using our helpful checklist.

Start preparing

man talking on the phone with a Florida Blue agent

“I’d like someone to walk me through my options.”

Get personalized support from a dedicated Florida Blue agent — at no cost to you.

See my options

“I need help to understand the Marketplace.”

Whether you’re losing Medicaid, your insurer is leaving, or your financial assistance is changing, we can help.

Get answers

New federal changes to health insurance
may impact your coverage.

Florida Blue can help guide you through changes that may affect you.

Here's what you need to know:

Extra financial help is ending: Unless Congress makes a change, the extra financial help you've been getting will end in 2025, and your monthly insurance costs could go up a lot.
Take extra steps to keep financial help: To keep getting financial help, you'll need to take some extra steps when you enroll in a plan, including:
- Filing your 2024 taxes to show your income
- Being prepared with all the right information to avoid delays
Fewer chances to enroll: There will be fewer chances to enroll in health insurance outside of the regular Open Enrollment Period. If you miss this window, you might have to wait until next year to get coverage.

Learn more about the changes impacting the Health Insurance Marketplace

For those buying On-Market, or Affordable Care Act (ACA), health plans, enrollment starts on November 1, 2025. To have coverage that starts January 1, 2026, you must enroll by December 15, 2025.

Open Enrollment for everyone ends on January 15, 2026. This could be your last chance to enroll for the year unless you qualify for Special Enrollment.

Our agents are licensed and specially trained to explain all the changes and find the right plan for your family’s needs. And there’s never an extra cost to work with them. We have a wide range of plans to fit many budgets, and our agents know how to help you get the most subsidy you can qualify for. Plus, all our plans include personalized care programs, special discounts, and more. We’ll do everything we can to help you find a plan that fits your needs and your budget.

Take the stress out of enrollment. With some advance planning and a Florida Blue agent's support, you'll be covered in no time.

File your 2024 taxes: Make sure you've filed your taxes and reconciled your tax credit using IRS Form 8962. This is required to get a tax credit starting in January 2026.
Update your eligibility information: You'll need to provide proof of your current income, such as a paystub, W-2, or 1040.
Gather required documents: You'll need to provide documents that show your:
1. Household income
2. Immigration status
3. Citizenship confirmation
4. Adoption, foster care placement, or court order confirmation (if applicable)
Get personalized guidance: Book an appointment with a Florida Blue Agent now.
Select a plan by the deadline: Choose a plan and confirm your eligibility for a tax credit by the deadline to avoid any changes to your premium.

Get a callback or schedule an appointment for help during Open Enrollment.

Fill out the form below and a Florida Blue agent will call you to answer your questions or schedule your appointment.

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Health insurance PPO and HMO plans offered by Florida Blue and Florida Blue HMO. Dental plans offered by their affiliate, Florida Combined Life Insurance Company. Supplemental accident and illness plans offered by USAble Life. Travel health insurance offered by Blue Cross Blue Shield Global Solutions^SM.

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You also acknowledge and agree to be bound by our Terms of Use and Privacy Policy which are available online at floridablue.com.

¹To be eligible for a lower monthly cost, you must receive a Marketplace monthly advance premium tax credit that will assist in lowering the monthly payments.

Policies have limitations and exclusions. The amount of benefits provided depends upon the plan selected and the premium may vary with the amount of benefits selected.

Health insurance is offered by Blue Cross and Blue Shield of Florida, Inc. DBA Florida Blue and HMO coverage is offered by Health Options, Inc. DBA Florida Blue HMO. Both companies are Independent Licensees of the Blue Cross and Blue Shield Association.

We comply with applicable Federal civil rights laws and do not discriminate on the basis of race, color, national origin, age, disability or sex. You may access the Nondiscrimination and Accessibility notice here.

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