A health plan can help protect you from surprise medical bills due to a sudden illness or an accident. We can help you find quality coverage that offers peace of mind. Speak with a dedicated Florida Blue agent to find the right plan for you.
Get your health coverage questions answered
Your health care needs can often change over time, so it’s a good idea to review your coverage every year to make sure it’s still right for you.
A quality health plan reduces your out-of-pocket costs when illness or injury strikes—and helps keep you healthy with preventive services like annual checkups, screenings, and vaccinations. Whether you're managing an ongoing condition or staying well, the right plan gives you both protection and peace of mind, plus valuable discounts1 and rewards.2
Florida Blue helps keep healthcare affordable. Because everyone is different, we have over 200 health plan options to fit a wide variety of budgets and lifestyles — some plans have low-cost monthly plan payments,3 if you qualify. You can even earn rewards2 that you can use toward your qualifying health costs. We also offer $0 preventive care on services,4 including annual checkups, vaccinations, and screenings for some cancers.
The Open Enrollment Period, or OEP, is the time of the year when anyone can enroll in a health insurance plan. A dedicated Florida Blue agent can walk you through your health plan options to see if you’re eligible for financial help.
The Health Insurance Marketplace offers affordable health plan options, especially for people previously uninsured due to their financial situation or pre-existing conditions. It’s a place you can find quality coverage options from Florida Blue.
For over 80 years, we’ve been serving the people of Florida. We offer:
- 200+ health plans with 23,000+ covered doctors who are in-network
- Rewards2 you can use toward qualifying healthcare costs
- Nationally recognized Customer Service Center of Excellence5
- Florida Blue Centers: Get help with your bill, join fitness classes, and speak to our team in person
- Some plans with low or no extra costs on doctor visits
- 24/7 virtual doctor visits for $0, on most plans
- Member-only discounts on footwear, baby products, eyewear, and more through Blue365®1
1Blue365® offers access to savings on items that Florida Blue members may purchase directly from independent vendors. Blue365 does not include items covered under your policies with Florida Blue or any applicable federal health care program. Blue Cross and Blue Shield Association (BCBSA) and Florida Blue may receive payments from Blue365 vendors. Neither BCBSA nor Florida Blue recommends, endorses, warrants or guarantees any specific Blue365 vendor or item. For more information about Blue365, go to FloridaBlue.com/disclaimer/blue365.
2Amazon Pharmacy is an independent company contracted to provide Pharmacy Home Delivery Services for both Florida Blue and Florida Blue HMO.
3Reward amounts available for individual ACA members 18 years or older. Reward amounts will apply to premiums and excess amounts may be redeemed subject to the reward program's terms and conditions.
4Many Florida Blue plans cover annual wellness checkups, including covered vaccinations, lab work, and screenings, for a $0 copay. During your checkup, if you need medical tests or treatments, prescriptions, or a referral, you may have a cost share. When scheduling your checkup with a new doctor for the first time, ask if you need a new patient visit before your checkup. If so, you may have a cost share for the new patient visit.
Policies have limitations and exclusions. The amount of benefits provided depends upon the plan selected and the premium may vary with the amount of benefits selected.
Health insurance is offered by Blue Cross and Blue Shield of Florida, Inc. DBA Florida Blue and HMO coverage is offered by Health Options, Inc. DBA Florida Blue HMO. Both companies are Independent Licensees of the Blue Cross and Blue Shield Association.
We comply with applicable Federal civil rights laws and do not discriminate on the basis of race, color, national origin, age, disability or sex. You may access the Nondiscrimination and Accessibility notice here.
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