ACA Marketplace plans can help a wide range of individuals
Is This You?
Self-employed or independent contractor
Unemployed or working fewer hours than normal
Not working because you’re caring for children or elderly parents
Never had insurance and not sure how it works
Think you can’t afford coverage or don’t need it because you’re healthy
Putting your own care last so your family can get care
Plan to pay for health care as you go
Waiting until you qualify for Medicare
Know the Facts
Make sure you know the facts about health insurance so you can make the right decision for you and your loved ones.
Many People Are Eligible
Many people, including those with several immigration statuses, can enroll in health insurance through the ACA Marketplace.
Coverage Could Be As Low As $0 If You Qualify
The federal government increased financial assitance to help more people afford health insurance through the ACA.
Tips to Help Choose a Plan
Shopping for health insurance doesn't have to be overwhelming. Asking a few key questions can help you find the right plan for your budget.
Don't leave money on the table
More than 400,000
uninsured people in Florida are eligible to enroll in a health insurance plan for $0 per month after receiving financial assistance.1
is how much 4 out of 5 people paid for their 2021 ACA Marketplace plans after receiving financial assistance.2
people in Florida are now able to receive financial assistance for health insurance who weren't eligible previously.2
9 out of 10
people in Florida with ACA plans got financial help in 2020. Even more are eligible now after changes to expand financial assistance.3
is how much parents in their 40s with 2 teenagers can earn and still get financial help to lower their health insurance payment.4
is how much a couple in their 60s could earn to still receive financial help.4
Ready to shop?
You have options. If you don't know where to start, working with an agent or navigator may be the best option for you. They can make the process easier. If you want to try doing it on your own, you can visit healthcare.gov and start looking at your plan options.
Talk to or video chat with an insurance agent
They’ll work with you to understand your family’s needs, help find out if you qualify for a subsidy, and enroll you in the plan that best meets your needs and budget.
Check with your preferred insurance company to find an agent near you
Call a health navigator
Health Navigators are not tied to any one type of health plan. And they can help you understand which health plan options in the Marketplace are available to you.
1Based on actuarial analysis of the 2019 American Community Survey Public Use Microdata Sample (PUMS), with adjustments due to Covid-19 of Florida’s Medicaid Growth from the Agency for Health Care Administration, individual enrollment growth from CMS’ 2021 Open Enrollment Report and job losses from the Bureau of Labor Statistics.
4Based on new American Rescue Plan subsidies, FPL and benchmark premiums by Florida counties for 2022.
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