ACA Marketplace plans can help a wide range of individuals

Woman with two kids

Is This You?

  • Self-employed or independent contractor

  • Unemployed or working fewer hours than normal

  • Not working because you’re caring for children or elderly parents

  • Never had insurance and not sure how it works

  • Think you can’t afford coverage or don’t need it because you’re healthy

  • Putting your own care last so your family can get care

  • Plan to pay for health care as you go

  • Waiting until you qualify for Medicare

Know the Facts

Make sure you know the facts about health insurance so you can make the right decision for you and your loved ones.

Many People Are Eligible

 

Many people, including those with several immigration statuses, can enroll in health insurance through the ACA Marketplace.

Coverage Could Be As Low As $0 If You Qualify

The federal government increased financial assitance to help more people afford health insurance through the ACA. 

Tips to Help Choose a Plan

 

Shopping for health insurance doesn't have to be overwhelming. Asking a few key questions can help you find the right plan for your budget.

Don't leave money on the table

      

More than 400,000

 uninsured people in Florida are eligible to enroll in a health insurance plan for $0 per month after receiving financial assistance.1

$10

is how much 4 out of 5  people paid for their 2021 ACA Marketplace plans after receiving financial assistance.2

 

318,500

people in Florida are now able to receive financial assistance for health insurance who weren't eligible previously.2

9 out of 10

people in Florida with ACA plans got financial help in 2020. Even more are eligible now after changes to expand financial assistance.

$182,700

is how much parents in their 40s with 2 teenagers can earn and still get financial help to lower their health insurance payment.4

$237,400

is how much a couple in their 60s could earn to still receive financial help.4

The More You Know About Health Insurance, the Easier it is to Make Decisions

Ready to shop?

You have options. If you don't know where to start, working with an agent or navigator may be the best option for you. They can make the process easier. If you want to try doing it on your own, you can visit healthcare.gov and start looking at your plan options.

Talk to or video chat with an insurance agent

They’ll work with you to understand your family’s needs, help find out if you qualify for a subsidy, and enroll you in the plan that best meets your needs and budget.

 

Check with your preferred insurance company to find an agent near you

Call a health navigator

Health Navigators are not tied to any one type of health plan. And they can help you understand which health plan options in the Marketplace are available to you.

Call or visit the Marketplace

You can call the Health Care Marketplace directly for help 24 hours a day, 7 days a week. They can help you enroll in a plan and see if you qualify for financial help. 

 

1Based on actuarial analysis of the 2019 American Community Survey Public Use Microdata Sample (PUMS), with adjustments due to Covid-19 of Florida’s Medicaid Growth from the Agency for Health Care Administration, individual enrollment growth from CMS’ 2021 Open Enrollment Report and job losses from the Bureau of Labor Statistics. 

2https://www.hhs.gov/about/news/2021/03/12/fact-sheet-american-rescue-plan-reduces-health-care-costs-expands-access-insurance-coverage.html

3https://www.cms.gov/newsroom/press-releases/2021-special-enrollment-period-marketplace-coverage-starts-healthcaregov-monday-february-15

4Based on new American Rescue Plan subsidies, FPL and benchmark premiums by Florida counties for 2022.

Content brought to you by Florida Blue, an Independent Licensee of the Blue Cross and Blue Shield Association.

©2021 Blue Cross and Blue Shield of Florida, Inc. DBA Florida Blue. All rights reserved.

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