Get ready for Open Enrollment

This checklist makes it simple to find the right health plan.

Get ready for Open Enrollment

This checklist makes it simple to find the right health plan.

Assess your coverage needs. Review the health services used in the past year. Consider any special needs or medical conditions. Think about recent changes, such as new family members, surgeries, medical conditions, or a new location.
Identify must-haves. Do you have certain prescriptions you need? Are there doctors, hospitals, or services you prefer? Make a list of everything you know you need and want to make choosing a health plan easier.
Gather family details. Have the names, mailing and home addresses, and Social Security numbers of everyone you will cover in your plan.
Gather documentation. You will need to have your tax return and IRS Form 8962 to reconcile your tax credit. You’ll also now need proof of household income. Other documents may also be required for your circumstances.
Contact a Florida Blue agent. Switch to a Florida Blue agent and let us answer any of your health questions and help make your enrollment journey simpler. Only our exclusive agents can tell you about the savings opportunities, rewards, and additional perks that come with being a Florida Blue member.

Marketplace Open Enrollment begins November 1.

Important dates for 2027 Open Enrollment period

October 1, 2026
Open Enrollment for Off-Exchange members begins. This is the first day to enroll or change your insurance plan for 2027 if you enrolled directly with Florida Blue.
November 1, 2026
Open Enrollment for On-Exchange members begins. This is the first day to enroll or change your insurance plan for 2027 coverage.
December 15, 2026
The last day to enroll in a health plan for coverage that starts on January 1, 2027.
January 1, 2027
If you’ve enrolled by December 15, 2026, this is when your 2027 coverage starts.
January 15, 2027
This is the last day to sign up for a new health plan under the Open Enrollment Period.
February 1, 2027
If you enroll between December 16, 2026 and January 15, 2027, your coverage is effective February 1, 2027.

Important dates for 2027 Open Enrollment period

October 1, 2026
Open Enrollment for Off-Exchange members begins. This is the first day to enroll or change your insurance plan for 2027 if you enrolled directly with Florida Blue.
November 1, 2026
Open Enrollment for On-Exchange members begins. This is the first day to enroll or change your insurance plan for 2027 coverage.
December 15, 2026
The last day to enroll in a health plan for coverage that starts on January 1, 2027.
January 1, 2027
If you’ve enrolled by December 15, 2026, this is when your 2027 coverage starts.
January 15, 2027
This is the last day to sign up for a new health plan under the Open Enrollment Period.
February 1, 2027
If you enroll between December 16, 2026 and January 15, 2027, your coverage is effective February 1, 2027.

Get more with Florida Blue

A Florida Blue exclusive agent can help you find out if you could be saving on your health plan.¹
Earn rewards toward healthcare costs.²
Adult dental coverage and vision benefits included on select plans.
Local Florida Blue Centers with in-person fitness and wellness classes, customer support, community resources to help with transportation, food, finances, and more.
Wide network with thousands of doctors, hospitals, and specialists to choose from.

Call 1-866-543-2832

Learn about how to prepare for Open Enrollment

Call 1-866-543-2832

Learn about how to prepare for Open Enrollment

¹To be eligible for a lower monthly cost, you must receive a Marketplace monthly advance premium tax credit that will assist in lowering the monthly payments.

²Reward amounts available for individual ACA members age 18 years or older. Reward amounts will apply to premiums and excess amounts may be redeemed subject to the reward programs terms and conditions.

Policies have limitations and exclusions. The amount of benefits provided depends upon the plan selected and the premium may vary with the amount of benefits selected.

Health insurance is offered by Blue Cross and Blue Shield of Florida, Inc. DBA Florida Blue and HMO coverage is offered by Health Options, Inc. DBA Florida Blue HMO. Both companies are Independent Licensees of the Blue Cross and Blue Shield Association.

We comply with applicable Federal civil rights laws and do not discriminate on the basis of race, color, national origin, age, disability or sex. You may access the Nondiscrimination and Accessibility notice here.

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