Low or no cost generic medications
Get more than 150 generic and contraceptive prescriptions for as low as $0.10
Amazon Home Delivery Pharmacy4
Save monthly trips to the pharmacy with Amazon Home Delivery, at no extra cost.
MedsYourWay Rx discount card7
Get up to 80% off prescriptions with the MedsYourWay11 discount card, seamlessly integrated with Amazon Pharmacy.4
The government is making changes that may increase the cost of Marketplace health plans. We're here to help you understand the changes and prepare for November 1.
We want to make sure you have the coverage that fits you and your life. That’s why we offer many plans. We also offer plans that aren’t available on healthcare.gov, and they are available only through our agents.
We know your doctor is important to you. Doctors contract with health insurance companies on a case-by-case basis, which means a doctor could be in one or more of our four networks. It depends on the plan you choose, so let’s make sure you’re in the right plan. Let one of our health plan agent specialists help you.
We know your medication is critical. We also know health insurance coverage of prescription drugs is complicated. The truth is coverage depends on the specific plan you choose, so let’s make sure you’re in the right plan. Let one of our health plan agent specialists help you.
Think of it this way: in-network is about getting health care from the broad range of providers who are part of your health plan’s network.
- In-network means a group of doctors, hospitals and other health care providers who have agreed to give you discounted rates because you're a Florida Blue member. We negotiate for you, so, you’ll pay less out-of-pocket when you get care. And they can’t send you a bill for more than what has been agreed to — this is called balance billing and you’re safe from it.
- Out-of-network means you're getting care from providers who aren’t part of your health plan’s network. You’ll probably have higher out-of-pocket costs when you see an out-of-network provider and they may balance bill you for the full amount for your care. Don't worry — if it's an emergency, you're always covered.
Staying in-network usually saves you money due to pre-negotiated, discounted rates. It pays to stay in your health plan’s network, depending on your needs.
Healthcare is complicated. Our licensed agents can guide so you choose the plan that best fits you and your life.
Not sure which Florida Blue plan is right for you? Our licensed agents can guide you through different plans that meet your needs.
1To be eligible for $0 monthly cost, your Marketplace monthly advance premium tax credit must be equal to or more than the premium.
2Value Choice Provider (VCP)is a designation Florida Blue gives to some in-network providers, including Sanitas Medical Group and Guidewell Emergency Doctors. Guidewell Mutual Holding Corporation is a corporation based in Jacksonville, Florida. $0 VCP primary care visits do not apply to Health Savings Account (HSA) plans or Simple Choice plans; VCP services will be covered at the cost share amount that would apply to non-VCPs. Some services may require the provider to obtain a prior authorization from Florida Blue.
3Walgreens© and myWalgreens™ are trademarks of Walgreen Co. Walgreens is an independent contracted pharmacy provider, and not otherwise affiliated with Florida Blue.
4Amazon Pharmacy is an independent company contracted to provide Pharmacy Home Delivery Services for Florida Blue. Amazon Pharmacy does not dispense Schedule 2 controlled substance or specialty drugs.
5Sanitas is an independent medical center, serving people insured by Florida Blue (or other Blue Cross Blue Shield plans), original Medicare or self-paying for medical treatment with locations in these counties: Broward, Collier, Duval, Hillsborough, Lake, Lee, Leon, Marion, Miami-Dade, Orange, Osceola, Palm Beach, Pasco, Pinellas, Polk, Sarasota, Seminole, and St. Lucie.
6meQuilibrium is an independent company contracted by Florida Blue to provide health and wellness services and resources to members. This benefit is available to Florida Blue members age 18 and older. Eligibility is limited to members with an individual or family plan, an individual or family ACA plan and members with coverage from their fully insured group employer health plan.
7Reward amounts available for individual ACA members 18 years or older. Reward amounts will apply to premiums and excess amounts may be redeemed subject to the reward program's terms and conditions.
8Blue365® offers access to savings on items that members may purchase directly from independent vendors. Blue365 does not include items covered under your policies with Florida Blue or any applicable federal health care program. To find out what is covered under your policies, call Florida Blue. Blue Cross and Blue Shield Association (BCBSA) may receive payments from Blue365 vendors. Neither BCBSA nor any local Blue company recommends, endorses, warrants or guarantees any specific Blue365 vendor or item. For more information about Blue365, go to floridablue.com/disclaimer/blue365.
9One (1) Lyft ride available to ACA individual members 18 years or older up to $50 roundtrip, subject to terms and conditions. One code, valued at $50, can be used for two rides – one to and one from the provider appointment. If the ride is more than $25 in either direction, Lyft will charge the extra amount to the member’s debit or credit card. Lyft is an independent third party that provides transportation services.
10 Florida Blue contracts with Prime Therapeutics, LLC to provide pharmacy benefit management and home delivery services.
11MedsYourWay prescription drug discount card, administered by Inside Rx LLC, is not insurance. You are responsible for the cost of prescription(s) when using the card. Limitations apply. The discount pricing card is automatically available to all members with no additional sign up needed. The card is electronic only, a physical card will not be mailed. Average savings based on usage and inside Rx data as compared to cash prices; average savings are up to 80% for all generics and 37% for select brand medicines. Restrictions apply.
12The plan information provided on this webpage is for plan year 2026.
Policies have limitations and exclusions. The amount of benefits provided depends upon the plan selected and the premium may vary with the amount of benefits selected.
Health insurance is offered by Blue Cross and Blue Shield of Florida, Inc. DBA Florida Blue and HMO coverage is offered by Health Options, Inc. DBA Florida Blue HMO. Both companies are Independent Licensees of the Blue Cross and Blue Shield Association.
We comply with applicable Federal civil rights laws and do not discriminate on the basis of race, color, national origin, age, disability or sex. You may access the Nondiscrimination and Accessibility notice here.
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