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Early enrollment is here —
time to shop for a quality 2026 health plan.

2026 Open Enrollment for Off-Market plans begins on October 1.1 That’s when you can shop our latest health plans that feature high-quality coverage and access to a large selection of doctors, specialists, and hospitals. Our plans also offer valuable benefits like one-on-one support for complex conditions. Speak with a dedicated Florida Blue agent to find the right plan for you.

Call 1-855-398-8392
Shop plans

Early enrollment is here — time to shop for a quality 2026 health plan.

2026 Open Enrollment for Off-Market plans begins on October 1.1 That’s when you can shop our latest health plans that feature high-quality coverage and access to a large selection of doctors, specialists, and hospitals. Our plans also offer valuable benefits like one-on-one support for complex conditions. 

Speak with a dedicated Florida Blue agent to find the right plan for you.

Call 1-855-398-8392
Shop plans

Coverage with the health solutions you’re looking for.

An extensive selection of care

Florida Blue has you covered with access to a wide choice of primary care doctors, specialists, hospitals, and pharmacies. You can choose from doctors and hospitals across Florida, plus out-of-state and worldwide coverage when you are traveling.

Find doctors

One-on-one support for complex needs

Care can get complicated, especially with a chronic condition. That’s why Florida Blue offers access to a Care Team to help members manage diabetes, heart disease, and more. Select plans also offer over 300 prescriptions, including insulin, for less than $10.

Quality plans with quality support

Whenever you need help with your plan, you can get support from our nationally recognized Customer Service Center of Excellence,2 or in person via concierge service at any of our 30+ Florida Blue Centers around the state.

Whole-person health

A Florida Blue plan provides health solutions for your physical and mental health, from local therapists to deal with stress and addiction, to adult dental and vision coverage options on select plans.

Exclusive perks and discounts3

Enjoy home-delivered prescriptions through Amazon Pharmacy,4 rewards5 for completing healthy activities, and discounts on things like gym memberships, nutrition programs, and more.

Preventive health services from $06

Get $0 annual wellness checkups, labs, immunizations, health screenings, and prescriptions.

Plan Spotlight:
Get more choices and perks with a BlueOptions health plan.

Plan Spotlight: Get more choices and perks with a BlueOptions health plan.

As one of Florida Blue's PPO plan options, BlueOptions offers the widest choice in care with our largest network of doctors, hospitals, and pharmacies. With BlueOptions, you'll enjoy:

  • Unparalleled access to care: Get health coverage when traveling worldwide or access in-network health coverage nationwide for facilities specializing in complex medical conditions.
  • Personalized support: Receive unlimited one-on-one support from our care consultants to help you navigate your care, find the lowest costs for your prescriptions, and make informed decisions about your treatment options.
  • Comprehensive care management: As a BlueOptions member, you'll be automatically enrolled in the BlueOptions Care Plus program at no extra cost, which includes a designated care team to help you optimize your health plan and manage ongoing health conditions.
  • Flexibility and convenience: See a doctor or specialist without a referral from your primary care doctor, and enjoy virtual visits 24/7 as low as $0 on most plans.
  • Additional resources: Get access to registered nurses and advocates who will help coordinate your care, as well as an easy-to-use app from meQuilibrium to support your mental well-being and manage day-to-day stress.

Choose BlueOptions for flexible, comprehensive coverage that meets your unique needs.

man talking with a Florida Blue agent at a Florida Blue Center

Get in-person help enrolling in a 2026 health plan at your local Florida Blue Center.

Find a Center near you and make an appointment to explore your health plan options.

Get in-person help enrolling in a 2026 health plan at your local Florida Blue Center.

Find a Center near you and make an appointment to explore your health plan options.

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Get a callback or schedule an appointment for help during Open Enrollment.

Fill out the form below and a Florida Blue agent will call you to answer your questions or schedule your appointment.

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Thank you for submitting your information.

By checking the box below and submitting this request, you confirm that you are the subscriber or authorized user of the phone number provided above, and you consent to receive calls and text messages at that number from, and on behalf of, the companies selected below and their appointed and licensed insurance agents, including calls and texts using an automated telephone dialing system, prerecorded or artificial voice messages, or both. The types of calls and texts you consent to receive include messages that market, offer, or promote the purchase of health and supplemental insurance plans, products, and services. Your consent is not required as a condition of any renewal or purchase and you may revoke your consent at any time. Message and data rates may apply. Message frequency varies. Major carriers supported.

By providing your email address, you consent to receive email marketing communications, including from a licensed insurance agent. 

You also acknowledge and agree to be bound by our Terms of Use and Privacy Policy which are available online at floridablue.com.

1Early open enrollment for non- subsidy eligible individuals.

2Florida Blue Contact Center achieved the Center of Excellence distinction based on best-practice metrics drawn from BenchmarkPortal’s database of objective and quantitative data that is audited and validated by researchers from BenchmarkPortal.

3Blue365® offers access to savings on items that Florida Blue members may purchase directly from independent vendors. Blue365 does not include items covered under your policies with Florida Blue or any applicable federal health care program. Blue Cross and Blue Shield Association (BCBSA) and Florida Blue may receive payments from Blue365 vendors. Neither BCBSA nor Florida Blue recommends, endorses, warrants or guarantees any specific Blue365 vendor or item. For more information about Blue365, go to FloridaBlue.com/disclaimer/blue365.

4Amazon Pharmacy is an independent company contracted to provide Pharmacy Home Delivery Services for both Florida Blue and Florida Blue HMO.

5Reward amounts available for individual ACA members 18 years or older. Reward amounts will apply to premiums and excess amounts may be redeemed subject to the reward program's terms and conditions.

6Many Florida Blue plans cover annual wellness checkups, including covered vaccinations, lab work, and screenings, for a $0 copay. During your checkup, if you need medical tests or treatments, prescriptions, or a referral, you may have a cost share. When scheduling your checkup with a new doctor for the first time, ask if you need a new patient visit before your checkup. If so, you may have a cost share for the new patient visit.

Policies have limitations and exclusions. The amount of benefits provided depends upon the plan selected and the premium may vary with the amount of benefits selected.

Health insurance is offered by Blue Cross and Blue Shield of Florida, Inc. DBA Florida Blue and HMO coverage is offered by Health Options, Inc.

DBA Florida Blue HMO. Both companies are Independent Licensees of the Blue Cross and Blue Shield Association.

We comply with applicable Federal civil rights laws and do not discriminate on the basis of race, color, national origin, age, disability, or sex. You may access the Nondiscrimination and Accessibility notice here.

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© 2026 Blue Cross and Blue Shield of Florida, Inc. DBA Florida Blue. All rights reserved.

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