For an employer benefits package that includes disability coverage for employees, look no further than BlueRestoreSM Disability policies. When a disabling condition occurs, your employee(s) may not be able to work. And without their employment income, they may have a difficult time covering their normal living expenses. BlueRestoreSM Disability policies offer employees the peace of mind of knowing they have income protection, should a disabling condition keep them out of work.
Short-term disability picks up where sick time leaves off. It replaces a portion of an employee’s income for disabling conditions that require short recovery times. You can choose the amount of time preferred. Three to six months or less is typical in most cases. Benefits are paid on a weekly basis.
Long-term disability protects and employee’s family income from extended absences due to a disabling long-term condition. You choose the length of benefits and the percentage of income that employees will receive during their absence. Benefits are paid on a monthly basis.
Disability insurance is offered by Florida Combined Life Insurance Company, Inc., an affiliate of Blue Cross and Blue Shield of Florida, D/B/A Florida Blue. These companies are Independent Licensees of the Blue Cross and Blue Shield Association