Did you have a Marketplace (Obamacare) plan in 2016? Make Sure You Stay Covered

Posted on Jan 9th 2017 by Florida Blue

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Big changes happened to the MarketplaceSM (Obamacare) in Florida. On December 31, 2016, UnitedHealthcare and Aetna/Coventry closed their Marketplace plans, and Humana closed its Marketplace plans in six counties: Polk, Lake, Osceola, Seminole, Orange and Charlotte.

You may have lost your Marketplace (Obamacare) health plan on December 31.

If your 2016 health plan was from one of these three insurance companies, you should have already received a letter telling you they would not be offering Marketplace plans in 2017.  This means that the health insurance coverage you have now stopped on December 31.  

If you didn’t enroll in a new plan by December 31, you won’t have coverage for January 1.  However, there’s still time to enroll so you have coverage starting February 1.  Don’t miss out! Enroll today on the Health Insurance Marketplace at healthcare.gov.

Be sure to pay your rst month’s bill before the start date. This will ensure that your coverage goes into effect on the start date and you can get the care you need when you need it.

Key Dates

Talk with a Health Care Advisor at healthcare.gov

January 1-31

Enroll by January 15 for coverage that starts on February 1. If your insurance company left the Marketplace in 2017, you may qualify for a Special Enrollment Period. If you qualify, you can apply anytime during January for a February 1 start date.

February 1

Open Enrollment for 2017 has ended, unless you have a special circumstance, like loss of coverage from your prior health insurance company. This is called a "Special Enrollment Period."

February 1-28

 

If your Marketplace plan ended on December 31, you may qualify for a Special Enrollment Period. If you qualify, you can enroll anytime during February for a March 1 start date.

Be sure to pay your first month’s bill before the start date. This will ensure that your coverage goes into effect on the start date and you can get the care you need when you need it. 

Be a Smart Health Care ShopperTips

Did you know many other things are changing in 2017?

  • With financial assistance, many Marketplace consumers will find a health plan for less than $75 per month.*

    Tip: Find out if you qualify for financial assistance and see health plans.

  • Your out-of-pocket costs could be different.

    Tip: Know what it will cost you when you need to see a doctor or fill a prescription.  The amount you pay will vary depending on the plan you choose.  Be sure and look at the plan’s bene ts before you enroll.

  • Doctors, hospitals and pharmacies are not the same for all plans.

    Tip: When you choose your new plan, make sure your doctors are in the network.  If they aren’t in the network, you’ll pay more to see them.

Your Best Next Steps

GET STARTED

  • Go to healthcare.gov to update your subsidy application.  That way, you’ll know exactly how much money you can   get to put toward your monthly health insurance payment.

GET ANSWERS

  • Shopping for health insurance can be overwhelming.  Use resources like healthcare.gov, local navigators or a specific insurance company to help you compare plans.

ENROLL NOW

  • Before it’s too late. That way, you won’t have to worry about not having coverage in 2017. 

 

 

 

*2017MarketplaceLandscapeBrief, U.S. Department of Health & Human Services, October 24, 2016.

Information provided by Florida Blue, an independent licensee of the Blue Cross and Blue Shield Association. Florida Blue has been providing communities across the state with affordable health care options for more than 70 years and currently serves over 5 million members. As part of its mission to help people and communities achieve better health, Florida Blue is the only insurance company to offer health plans in all 67 Florida counties in 2017 

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