We’re back with Steven and Mia as shop for a health plan. Something that really helped them make a decision was knowing they’d be able to get care when they needed it—that’s the value of a health plan. We talked about the doctors and specialists who are on the list for the plans they like, which hospitals or pharmacies they would go to, and the nearest urgent care center for those non-critical [...]

We’ve been talking with Steven and Mia on their journey to understand more about the Affordable Care Act (Obamacare) and signing up for a health plan. One big concern is the cost. Will they be eligible for a lower monthly payment through a tax credit or subsidy? Here’s the good news: Based on their income, they may qualify for financial assistance from the federal government [...]

We’re catching back up with Steven and Mia as they go down the path to getting a health plan for 2017. Mia is the one who usually does the research in the family. We let Mia know that we’re here to help her think through things and walk through her options as she is choosing a plan. And we do this at no extra cost.   These are some key things for Mia, or anyone who is looki [...]

We wanted to touch base with Steve and Mia for one last visit, to find out their next steps now that they enrolled in a Florida Blue plan. What can they expect to receive from Florida Blue? When do they get their health plan info and member ID cards? When and how should they start getting health care services? And where do they turn for answers to questions about their benefits and ways to save [...]

Like lots of people this fall, Steven and Mia want to sign up for a 2017 health plan. They don’t get health coverage through their jobs, and they know they need it for ‘the big stuff’. But where do they start? They turned to us and we had good news for them:  we had some straightforward facts to share, plus we’ve mapped out some easy steps for them to take. Come along for the ride. [...]

It’s that time of year again – time to enroll in health coverage for 2017.  Open enrollment begins on October 1 for plans without financial assistance and on November 1 for plans with financial assistance.  So what’s the difference in shopping in October versus November?  The plans available starting on October 1 through Florida Blue do not includ [...]

In December 2015, the Internal Revenue Service (IRS) published Notice 2015-87, which provided updated amounts for the penalty calculations related to the Employer Shared Responsibility Payment.  Applicable large employers, defined as those with at least 50 full-time employees (including full-time equivalent employees) on average du [...]

Yesterday’s Tampa Bay Times posted a news article on various individuals having some confusion around the deadline for enrolling in Obamacare (also known as the Affordable Care Act – ACA). As stated in the article, “Florida continues to lead the nation in enrollment, with 1.6 million people statewide having already selected a plan. Nationally, the figure is about 11.5 million people, a [...]

Starting with the 2014 tax year, the Affordable Care Act (ACA) requires all taxpayers to indicate whether they were enrolled in health care coverage as part of their annual federal tax return.  In addition, taxp [...]

The 2016 open enrollment cutoff date for January 1 coverage has now been extended until December 17. Because of the increased demand and growing volume of individuals seeking health care coverage by the beginning of 2016, the Health Insurance Marketplace announced that it will be extending the deadline to sign-up for January 1 coverage until 11:59 p.m. PST on De [...]